• Credit Cards

    More in the 5% Series: Gas

    TL;DR: The Fort Knox Visa Platinum Card gives 5% back on gas purchases. Continuing with complementary credit cards that give 5% purchases, the Fort Knox Visa Platinum card gives 5% back on gas. There’s also no annual fee. For the average American who spends over $2000 in gas a year, that’s $100 back! It also gives 1% back on grocery purchases, but hopefully in those cases you’ll be using another card, like Citi Double Cash. The only caveat is that it seems pretty hard to get; you have to have had few credit inquiries within the last 6 months/2 years. But hey, if you plan accordingly this could be a nice…

  • Credit Cards

    Getting 5% Back with Credit Cards

    TL;DR: Maximize on 5% back opportunities with the Discover, Chase, and US Bank cards.  In the Starter Guide, we talked about getting 5% back on rotating categories with the Discover card. However, there are many similar cards with 5% categories. You can get them all to maximize your opportunities! 1 The Discover Card As mentioned before, this gives 5% back on rotating categories each calendar quarter. You’ll see categories such as restaurants, Amazon, Target, gas and groceries, etc. You’ll also get double the cash back your first year (i.e. 10% on those categories) as well as $20 every year if you’re a student. 2 The Chase Freedom Credit Card This…

  • Credit Cards

    Credit Cards: Wells Fargo Propel Card

    TL;DR: The Wells Fargo Propel Card adds the ability to get 3% back on Uber/Lyft. To complement the benefits of the recommended credit cards in the starter guide, Wells Fargo came out with a new credit card that gives 3% back on ridesharing services (Uber, Lyft, etc…), gas, eating out/ordering in, travel, and popular streaming services. Rumor has it that when points are redeemed through Wells Fargo’s Go Far Rewards, you can stretch your points 50% more. The card also has a $0 annual fee, and a 30k point bonus ($300) after spending $3000 in the first month. Seems like a pretty sweet deal to me. Just one note: seems…

  • Credit Cards

    Uber: Get More Rewards

    TL;DR: Shop Your Way lets you get $2 in Sears Credit per Uber ride. Passively. Shop Your Way is the app mainly for Sears that tries to reward Sears shoppers. However, you can link your Uber account and get $2 for every Uber ride. The best part is that this doesn’t conflict with any other stream of passive income from the starter guide, and only requires you to go to their website/app to shop and redeem your points. There are other ways of earning in the program, including linking cards to earn cash back in certain stores (although it seems to me it overlaps with the Yelp Cashback program and…