Credit Cards

TL;DR:

Get the Citi Double Cash Credit Card.

It gives 2% back on all your purchases, and no annual fee. Literally everything. It’s the best general card.

 

Here are the list of credit cards I’d suggest you have as general advice. You should have them all, as they complement each other. These all have 0 annual fees.

CardsProsCons
Citi Double Cash2% Cash back on everything

Making disputes on this card is super easy
You need an above average credit score to qualify
Uber Credit Card4%+ off restaurants

3% off flights, hotels, vacation home rentals

No foreign transaction fees

There’s other stuff
Amazon Chase Credit Card5% off Amazon and Whole Foods (3% without prime)

No foreign transaction fees
Discover Credit Card5% off rotating categories

$20 a year for being a good student

No foreign transaction fees

Your credit score doesn’t need to be very high for this card.

It's a great starter card for students!
Not accepted everywhere like Visa/Mastercard

We’ll go more in depth in these and other potential credit cards in future articles.

Also keep in mind:

  • Applying for credit cards initially has a negative impact on your credit score, but in the long run is helpful.
  • The 5/24 rule. Some Chase cards (like the Chase Sapphire Reserve), won’t accept you if you’ve gotten 5 or more credit cards in the last 24 months

Go get’em!

The JKW

Questions, comments, things to share? Feel free to leave it below!

Last Updated 6/16/2018

2 Comments

Leave a Reply

Your email address will not be published. Required fields are marked *