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Master Guide Step 3: Taxes
TL;DR: Contact a lawyer. Ok, I tried my best to give some general advice/direction on where to look when it comes to taxes. Check it out here 🙂 Happy(-ish) Tax’ing! TheJKW (Note that I am not a lawyer. Please contact a tax lawyer for definitive, up-to-date tax advice). P.S. New posts every Sunday at 5pm CST! P.P.S. Check out the TL;DR of TL;DRs here
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The Master Guide Continues (at Step 2: Income)
It’s about Income! Check it out! TheJKW
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The Master Guide Step 1
TL;DR: The series continues. This one is about taking an overview of your finances. Check it out! Happy Master Guide’ing, TheJKW P.S. New posts every Sunday at 5pm CT! P.P.S: Check out the TL;DR of TL;DRs here
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The Master Guide!
TL;DR: Check out this section. I’m starting a new guide where we give a true master guide on personal finance. This is meant to give people a true sense of somewhere to start. Here’s the first section, discussing debt. Happy Personal Financing! TheJKW P.S. New posts every Sunday at 5pm CT! P.P.S. Check out the TL;DR of TL;DRs for the highlights of apps and other rewards talked about on this blog.
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More Lyft Rewards
TL;DR: Link Samsung Pay to Lyft to earn more passive income. You can link Samsung Pay to Lyft to earn more passive rewards. Unfortunately these points aren’t worth as much as they used to be. But if you can, I guess why not. Happy Lyft’ing, TheJKW
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Lyft Rewards Overview
TL;DR: Link your Hilton Honors and Delta Skymiles Rewards Accounts to Lyft to earn more rewards. I also recap all known Lyft rewards so far. Lyft is offering 3 Hilton Honors points per $1 spent. Delta Skymiles is also offering 1x points for every $1 spent on Lyft rides. Once you have those accounts, you can link them here and here. These stack with each other as well as other rewards! So to recap, with every Lyft ride you can get: 3 Hilton Honors points per $1 spent 1x Delta Skymiles points for every $1 spent $0.5 – $5 worth of points with Freebird 10pts ($0.01) per $1 spent with…
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Just download the app
TL;DR: So many stores and chains have a loyalty program. Just go look for it. Whenever you’re shopping in some big chain and think – do you they have a loyalty program? They probably do. And if you go a lot, it’s almost certainly worth getting into their rewards program. My first thing is to just search the brand in the app store. Next I google if they have a referral bonus, and Google for them. That’s it. Happy Earning, TheJKW
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Applying to multiple credit cards at the same time
TL;DR: Don’t do it. I think it can be tempting to want to apply to multiple credit cards on your credit card wish list at the same time, especially if you’ve been pre-approved and/or your credit score is high enough. Speaking from personal experience, I tried this once where I applied to 3 on the same night. I got instantly approved to my first one. I got approved after a couple days to my second one, with a significant cut in my credit limit. My third credit card was approved after a week and the credit limit was just $500. My credit score also cratered 40 points to a place…
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Bucket of Apps
One place for the very best app recommendations. Check it out!
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Building your wealth: a model
TL;DR: Income -> Tax -> Investments -> Expenditures -> Cash back/Savings When people rely just on some get-rich-quick investment to build their wealth, or when people think that all it takes to become wealthy is cutting down expenses, they are deluding themselves. Wealth is about how financially sustainable your situation is, and has to be calculated holistically. There are 5 major pieces we’ll look at. When you analyze your own financial situation, spend some time to think: where could I improve? Where would my time be most well spent? How do I want my individual wealth chain to look in 5, 10 years, or at retirement? Income: Not investment income,…