-
Check Through Your Credit Card Transactions
TL;DR: Companies love to bill your credit cards. Sometimes unreasonably. Check through Personal Capital to make sure all your transactions are correct. As one could imagine, some businesses love to charge you however they can. And if you’re like me, with lots of credit cards all on auto-pay (which is super convenient), sometimes it can be a hassle to stay on top of everything. As an anecdote, I took a road trip using a rental car from Enterprise once. There were tolls that used cameras (no cash option); and so once the toll cameras got the rental car’s license plate Enterprise was billed. And Enterprise billed it to me. The…
-
Getting discounts online
TL;DR: CashBack Monitor When you make purchases online, ever wonder how you could maximize returns? Of course, you can use credit cards. But beyond that, you can get cash back simply by using these other sites to refer you. The old reliable one I use is Mr. Rebates. It has Amazon and Expedia in particular. But you can also just check CashBack Monitor to get whatever’s best in general for whatever you’re buying. Happy Cashback’ing! TheJKW
-
Saving On Your Phone Bill
TL;DR: Mint Mobile is a low cost, high-quality option to keep your phone bill low, with plans starting $15/month. I know, sounds like an ad. But I swear, I’m not getting paid to say any of this. Phone bills end up being a big annual cost if you’re paying $50+/month, or $600+/year. Imagine making most of that back and spending it on yourself. I started out with Boost Mobile and had a plan that was $30/month, which wasn’t so bad a cost. Without a family plan but also wanting a decent unlimited talk+text plan and some data, I thought that was about the best I could do. So I stuck…
-
Some Catch-up Posts
Dear Readers, It has come to my attention that last month’s posts have been published into a secret location – that only I could access. Eek! I’ve released them below, one for each week we’ve missed. And as always, we’ll be resuming our normal schedule this Sunday with a post every week by 5pm. Happy Reading! TheJKW
-
Saving: Emergency Funds
TL;DR: You need to save some cash for emergencies. So why not let that earn 2% or more for you instead of having it sit around? No matter how risk-loving you are, anyone in the right mind would agree you need to keep around at least some cash for emergencies. But how do you do that optimally? 2 steps: Determine how much you need to save, and then decide where to put that money. Determining how much to save: While this part is entirely up to you, I think a good rule of thumb is 6-12 months worth of your expenditure. So in case (knock on wood) you or your…
-
Super Savings: An example
TL;DR: You can achieve some awesome savings when you combine cashback options. To motivate you, here’s an example of savings I achieved in one trip to Simply Thalia in Chicago. Uber credit card: 4% back Uber Local Rewards (through the Uber app): 5% back Idine: 5% back Spring Rewards*: 5% back Groupon Plus: 15% back Dosh: 6% back Total: 40% back! This is the great thing about offers that compound on each other 🙂 What’s your best cash back combo? Happy Saving! TheJKW *Get $50 with promo code NQZURY when you sign up on the Spring Rewards app!
-
Managing Your Credit Cards
Once you start getting multiple credit cards to maximize your rewards, it can start getting cumbersome to manage them all. Never fear though! Here are some tips:Â Managing Your Credit Cards. TheJKW
-
Keep Track of Your Rewards!
Hey hey! So now that we’ve gone through all those rewards programs for food and travel, we gotta make sure it doesn’t take too much effort to keep track of it all! As always we like income/saving to be as passive as possible. Read about Award Wallet here! TheJKW
-
This Week’s Post: Investments
Ever wondered how to think about managing your wealth? We’re getting started this week with an introduction to investing!
-
Site Launch!
Check out the first page on credit cards! Enjoy 🙂