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Equifax Data Breach Settlement
TL;DR: A quick $125. This settlement is for anyone affected by the data breach (you probably were). You can first check out if you were affected, then ask a for a check. If you were seriously affected, you can also file claims for losses in time or money. Shout-out to my co-worker DRE for finding this! Happy Settling, TheJKW
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Trunow: get 1-2% back on gas
TL;DR: Download the Trunow app to start getting 1-2% back on gas. Once you download the app*, any time you purchase gas all you have to do is upload the receipt. You get 2% back for gas from any of their partners, and 1% back on any other gas receipts. There are other deals on the app too but I haven’t found that worth my time. Happy Saving! TheJKW *Use code MT34O3 to start off with $0.5.
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Bucket of Apps
One place for the very best app recommendations. Check it out!
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Getting way more 5% categories
TL;DR: Eh, going to make you read this one. So, there’s a bunch of credit cards that give 5% back. For no fee credit cards, that’s essentially the best rate you’re going to find. The problem is, it’s always in some specific category, or rotating categories. You’re never going to have 5% back on all categories. Or are you? US Bank is a card where they have a bunch of 5% categories, and you get to choose two every quarter. They’ve got some pretty good ones, I’ve chosen ground transportation (Uber, Lyft etc) and Movies. But I can’t choose them all. So here’s the secret. I called in, and they…
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$10 Lyft credit for every 5 rides
TL;DR: Enroll with Lyft to get $10 back for every 5 rides you pay with a World Elite Mastercard. Lyft‘s now offering $10 in Lyft credit for every 5 rides within a month you pay with a World Elite Mastercard. Recommended cards in this category are the Citi Double Cash, and the CapitalOne SavorOne cards. There are others too, so check your wallet! Of course, I’d still compare the prices of Uber vs. Lyft in your area (as this benefit is worth a maximum of $2 per ride), but this is a great bump if you’re used to using Lyft. Don’t forget to compound your earnings with Drop and Freebird!…
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Building your wealth: a model
TL;DR: Income -> Tax -> Investments -> Expenditures -> Cash back/Savings When people rely just on some get-rich-quick investment to build their wealth, or when people think that all it takes to become wealthy is cutting down expenses, they are deluding themselves. Wealth is about how financially sustainable your situation is, and has to be calculated holistically. There are 5 major pieces we’ll look at. When you analyze your own financial situation, spend some time to think: where could I improve? Where would my time be most well spent? How do I want my individual wealth chain to look in 5, 10 years, or at retirement? Income: Not investment income,…
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2.51% APY!
TL;DR: Wealthfront has created an account with 2.51% APY. It’s also FDIC-insured for up to $1 million. That’s right – a new, relatively simple account to hold your net worth. This account thus far is the highest interest-bearing you’ll find without any requirements other than a minimum $1 balance. It’s also FDIC-insured up to $1 million (instead of the usual $250k). Pretty sweet! Happy Wealthfront’ing, TheJKW
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Celebrating 1 year of blogging: The best of 2019’s credit cards
TL;DR: The most concise and honest review of credit cards this year. Check it out! TheJKW
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PlaySpot: Earn to play games
TL;DR: Earn by playing games This is pretty similar to other “play to earn” apps, but seems to reward you bigger. Download PlaySpot here. Happy Game’ing! TheJKW P.S. Tune in next week for a special post
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Earn $0.30+/Gallon on Gas
TL;DR: GetUpside is a new startup that is offering $0.30+/Gallon on gas. Use promo code BU7YS to get even more when you first start out. GetUpside is a relatively new startup that gives away $0.30+/Gallon on gas. All you have to do is scan your receipts. Not bad! You can use that in conjunction with your Duck’s Unlimited card (to get 5% back on your purchase as well). The cash back accumulates on your GetUpside account, and when you hit at least $1, you can cash out via PayPal (or with gift cards). GetUpside also offers cash back on Groceries and Restaurants. However, it’s relatively new so cash back programs…