Credit Cards: The Wells Fargo Trifecta

TL;DR: Get all 3 Wells Fargo credit cards to enjoy higher cash back rates.

We’ve already talked about the Wells Fargo Propel Card, which offered 3% back on restaurants, travel, Uber/Lyft, and streaming services.

The Wells Fargo Cash Wise card is similar to the Citi Double Cash but only offers 1.5% cash back.

But here’s the kicker. These points are all collected as Go Far Rewards, and with the Wells Fargo Visa Signature card you can redeem these points for 50% more value when redeemed for airfare.

That means the Propel Card essentially gives 4.5% back on all those categories, and the Cash Wise card gives 2.25% back on everything else. Pretty sweet!

It also means that the Propel’s welcome bonus of $300 after $3k of spending becomes $450. The Cash Wise’s welcome bonus of $200 after $1k of spending becomes $300. And the Visa Signature’s welcome bonus of %5 back on gas, grocery, and drug store purchases in the first 6 months becomes %7.5 back.

*Please do note: Wells Fargo seems to adhere to 5/24, as well as a waiting time of 12-15 months between applying for different credit cards with them (I think they want to avoid opening too many accounts for people again!).

Check it out!

Happy Trifecta’ing,

TheJKW