3.5% APY Savings Account?

TL;DR: HMBradley is offering a bank account where you can earn up to 3.5% on balances up to $100k. However, there are requirements.

HMBradley came out with a FDIC-insured savings account where if you make direct deposits every month, and have saved at least 5% (20% for the top rate) of your deposit every quarter, you get interest paid (with the top rate being 3%). Note that you will not get any interest if your account balance is over $100k.

They also have a credit card that auto-categorizes your spending and gives you 3% back on your top category. This credit card is great in its own right, and if you spend at least $100 every month and stay current on your payments, your savings interest gets boosted up a tier (or if you’re already at the top tier, it brings you to a rate of 3.5%). Pretty great stuff!

You can check it out here.

Happy HMB’ing,

TheJKW