Credit Cards

3% back categories

TL;DR: This new, no fee Bank of America credit card gives you 3% back on a category of your choice.

Bank of America came out with a credit card whose main feature is 3% back on your choice of these categories: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings on your first $2,500 spent per quarter.

Realistically, it’s more like your choice on these 3 categories: online shopping, drug stores, or home improvement/furnishings, since Duck’s Unlimited has you covered on gas and the Uber Credit Card or the Propel Card would have you covered on dining + travel.

There’s no annual fee, and the welcome bonus is $200 if you spend $1000 within the first 90 days. Other benefits include 2% back at grocery stores and wholesale clubs, and there’s no annual fee.

Given the likely cash back, it’s not a card I would recommend as someone’s first. Still, this card covers ground that no other non-fee card does, so it complements the rest of your wallet nicely.

Happy 3%’ing!

TheJKW

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