Check Through Your Credit Card Transactions

TL;DR: Companies love to bill your credit cards. Sometimes unreasonably. Check through Personal Capital to make sure all your transactions are correct.

As one could imagine, some businesses love to charge you however they can. And if you’re like me, with lots of credit cards all on auto-pay (which is super convenient), sometimes it can be a hassle to stay on top of everything.

As an anecdote, I took a road trip using a rental car from Enterprise once. There were tolls that used cameras (no cash option); and so once the toll cameras got the rental car’s license plate Enterprise was billed. And Enterprise billed it to me.

The tolls themselves were about $3, but Enterprise charged me $15 for processing it. Ridiculous.

I quickly called in asking about it, and it took all of a minute for them to say they’ll waive the fee.

It seems like they were just hoping they’d tack it on to my credit card bill without me noticing!

Occasionally this will happen with some businesses. So, every month I like to scroll through my transactions to make sure they look okay. Personal Capital just makes it easier because you can look through all your credit cards, and sort by importance (transaction amount).

With almost all credit cards transactions, simply calling in to the charging company can get it resolved for you. If that doesn’t work, you can call the number at the back of your credit card to have your credit card company force a dispute with the transaction until the confusion is resolved. My experience here has been that as long as you’re reasonable, the credit card companies are on your side.

It’s very nice.

Happy Scrolling!

TheJKW